5MinuteAutoLoan.com

The finest way to know if you're getting a nice rate on an auto loan is to know the average national rate that lenders are providing. Average rate information is available through financial websites such as Bankrate.com, But your local rate may be higher or lower depending on your geographic location. However, auto loans are tied to the interest that the federal government pays on short-term Treasury bills that fluctuate frequently, and when you find an auto loan that works for your budget it's a nice idea to lock in the rate.