A Abatement-Action Attorney

read moreNote: If you are trying to do your own research, read on and fully explore my site. I have attempted to give you as much information as you will need here to understand the bankruptcy process. If you are looking for quick answers, just call us at the numbers below. We will be happy to answer your basic questions free of charge. My name is Timothy C. Springer. I am a Fresno Bankruptcy Attorney, with extensive experience filing bankruptcy cases here in Fresno, California. As an acknowledgment of my efforts to competently represent my clients I have a Preeminent 4.5 out of 5 Client Review Rating on Martindale-Hubbell.

read moreI contacted Ace Cash Express and their legal department assured me that they have never heard of these people, they are NOT collecting for Ace, and Ace sold the debt to Midwest Recovery Fund, LLC. As of this writing I have not been able to get a live person at Midwest, so can't say how, or if they are involved. I will update this when I have more information. For now, if you receive a call from a Richard Campbell of Legal Consultant Services I would consider it a scam. If you received a discharge of the debt in bankruptcy you should contact your attorney to go after them, as I have done here for my client.

read moreHouse prices are going back up. While this is good news for our economy, it can be a very real problem if you own a home, have home equity, and need to file for bankruptcy. It always makes me sad to see someone that has filed a bankruptcy on their own, without a full understanding of what they are getting into. If there is going to be a problem, you want to know BEFORE you file. It is not fun to find out when you go to the court that you are going to lose your home, or your cars, or your tax return because you did not fully understand the process, and thought you could save money doing it yourself.

read moreChapter 7 is "liquidation". Many people believe this means they are going to lose everything if they file. When you file you ARE giving permission to the Chapter 7 trustee to sell off your "Non-exempt" assets to pay your debts. However, they can only take those things that are NOT exempt. You list all of your assets in your bankruptcy paperwork, and then explain to the court how you are exempting the things you have listed. This is why you want an experienced bankruptcy attorney to tell you ahead of time what you can legally exempt, and what you cannot.

read moreI am a bit shocked. I have recently discovered that many other bankruptcy attorneys in the Fresno area are not going after creditors to return the money they took. In many cases, (not all), the Bankruptcy Code allows you to get a refund of the money that was garnished, or levied. It IS limited though. You can only go back 90 days, and they must have taken more than $600.00. So, if you have had a bank account levied, or you are currently being garnished, be sure that the attorney you choose is going to do ALL of the work needed for your case.

read moreI, Timothy Springer, get a fair amount questions regarding what can be done about student loans. Former Harvard Professor, Elizabeth Warren, (Now a US Senator) is attempting to do something about it. But the short answer currently is "not much" can be done. Student loans have now bypassed credit card debt in this country. On July 31, 2014 Elizabeth Warren, in a Senate committee meeting, took on one of the bank's representatives. It is worth a look to understand the problem we are up against. Then call your representative congress, or send them an email and tell them you support Ms. Warren in her efforts to get relief from student loans through bankruptcy.

read morePersonal bankruptcy provides debt relief. The system is there to help people who are in over their heads with debt get financial relief and a road back to financial stability. Whether you file for Chapter 7 or Chapter 13 bankruptcy, bankruptcy provides debt relief, and can help make your debt more manageable. Contact us for a free consultation. Bankruptcy lawyer Timothy C. Springer helps people throughout Central California get debt relief. At our law firm, our goal is to help you get your head above water when you are drowning in debt.

read moreCentral California bankruptcy attorney Timothy C. Springer helps people get debt relief through Chapter 7 and Chapter 13 bankruptcy. We serve communities throughout Central California in Tulare County, Fresno County, Madera County, Mariposa County, Kings County, Merced County, in communities including Fresno, Fowler, Selma, Sanger, Kingsburg, Visalia, Hanford, Madera, Merced, LeMoore Naval Air Station, Los Banos, Oakhurst, Coursegold, and Mariposa.