Advantage Credit Counseling

read moreAdvantage Credit Counseling Service, Inc. (ACCS) and Consumer Credit Counseling Service (CCCS) are non-profit 501(c)3 organizations that have been successfully assisting consumers with financial debt for over 50 years by providing expert credit counseling and our debt management program. As a certified non-profit credit counseling organization incorporated in 1968, Advantage Credit Counseling Service educates consumers about wise debt management and the responsible use of credit through an effective debt management program.

read moreIf you're considering filing for bankruptcy, your first step is to complete a bankruptcy counseling session with one of our professional counselors. After closely reviewing your unique situation, we'll help you decide whether filing for bankruptcy is the best decision for you, or identify whether there is an alternative solution to improving your financial situation. Participants will receive a pre-filing bankruptcy certificate. If you're nearing the end of your bankruptcy, Advantage CCS provides affordable classes to help you learn how to develop a household budget, money management skills, and how to use credit wisely in the future.