Arst & Arst, PA
Law Firm in Wichita, KS
Through the years at Arst & Arst Law Offices, we've aid 1000's of people and many firms with credit problems. The 1st step to earning control over unmanageable debt is to learn about your options. Understanding your legal rights will assist you protect your home and family. Our bankruptcy attorneys are here to aid. If you have been subject to loss of employment, wage garnishment, judgment, failed business, foreclosure, repossession, huge medical bills or are simply unable to suit your monthly expenses due to the cost of living, you should understand your rights as a debtor.
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read moreChapter 13 requires you to use your income to repay some or all of your debt. You must prove to the court that you can afford to meet your payment obligations. If your income is irregular or too low, the court might not allow you to file for Chapter 13. If your total debt burden is too high, you are also ineligible. Your secured debts cannot exceed $1,149,525 and your unsecured debts cannot be more than $383,175. A "secured debt" is one that gives a creditor the right to take a specific item of property i.e.
read moreArst & Arst, P.A. represents both debtor and creditors in all types of consumer and business bankruptcies. The firm has vast experience in debtor/creditor relationships of all kinds including problems involving consumer's and creditor's rights and the Uniform Commercial Code. For over 16 years, David Arst served as a Chapter 7 bankruptcy trustee. All of us at Arst & Arst, P.A. understand that no one wants to file bankruptcy. Our clients are usually in emotional turmoil created by the stress of mounting debt and constant threats from unfriendly collectors.