Assurance Financial

read moreEveryone dreams of one day owning their own home. Whether you are purchasing a starter home or buying a vacation home, our team can assist you in achieving that dream. Our financial mortgage services provide you with customized options to pay for your home. Our team knows every home buyer has individualized needs. As the mortgage experts, we work with you to find the right solution to your financial needs. Buying a new home is exciting and exhilarating, but it also requires a lot of work. You need to have a firm grasp on your own financial situation and thoroughly understand the terms you agree to.

read moreFounded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan, we do it. We do it with care because we are The People People! That's because Assurance Financial is an independent, full-service residential mortgage banker.

read moreWe've created these guides to be a valuable resource to walk you step-by-step through your next adventure. We know you have questions: Will I be qualified? How long will it take to close? With nearly 20 years of helping buyers get into their first homes, we're here with answers. Looking for something a little more manageable? Let's do it together. From starting your application to closing day, we'll make this stage of your life a smooth one. It's no secret residential investment properties can generate additional income and may help build equity.

read moreWe've created these guides to be a valuable resource to walk you step-by-step through your next adventure. Our loan process was designed with your needs in mind first. And we think it's great. Why? 15-minute digital applications, real-time updates, better processing times, fast closings, and amazing Loan Officers to guide you through the whole way. Complete your online application as thoroughly as possible. A licensed Loan Officer will help you with any questions you may have. We'll add initial disclosures to your online account, then send you an email to login and eSign them.

read moreWhen you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use our new house calculator to determine how much of a mortgage you may be able to obtain. There are many reasons you may choose to refinance your current mortgage. Of course a lower rate is one, but you may want to change your term to a 15 year mortgage or increase your loan amount to take cash out to remodel.