Austin Telco Federal CU

read moreAustin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets. Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services. We offer mortgages, credit cards, automobile loans, personal loans, free checking, money market savings, home equity loans, business loans, regular savings account, certificates and more.

read moreSignature Guarantee is a free service provided to members at any Austin Telco Branch to assist in the purchase, sale, or transfer of their stocks, bonds, mutual funds, and other securities. To allow securities transactions, a signature must be "guaranteed" for the benefit of the member's stockbroker or other financial representative. We follow strict guidelines when guaranteeing a signature, using the Securities Transfer Agents Medallion Program (STAMP) certification to ensure that the guaranteed signature is covered within the monetary limits of our bond.

read moreAustin Telco Retirement and Investment Services holds informational seminars to give you the knowledge you need to have the retirement you want. Our team of Financial Advisors strive to give you the most up-to-date information on issues that matter to you, your family, and your financial well-being. While at one of our seminars, feel free to schedule a one-on-one, no-obligation meeting with one of our Financial Advisors. As you near retirement, one of the biggest financial decisions you'll need to make is when to begin receiving your Social Security retirement benefits.

read moreWith your Access Code and a touch-tone phone, you can perform a variety of transactions, find your current balance, transfer funds, check history on accounts, and even get an advance on your loan! An overdraft occurs when you do not have enough available funds in your account to cover the amount of a transaction but we pay it anyway. It is very important for you to understand the different types of overdraft plans that we offer. Austin Telco Federal Credit Union utilizes the Federal Reserve Wire Transfer program to allow members to quickly and conveniently electronically transfer funds between financial institutions.

read moreWith Austin Telco's eSign program, you can go paperless and sign your loan documents from the comfort and convenience of your home or office; you can even sign from your tablet or smartphone. Your eSigned loan documents are delivered and stored electronically, your loan is funded faster; and best of all, you don't have to make a special trip to the credit union. With eSign from Austin Telco and DocuSign, the world's most trusted electronic signature solution, your new consumer loan is just a few clicks away.

read moreIndividual Retirement Accounts (IRAs) let you augment your pension and Social Security income while potentially enjoying a break on your taxes. You can reduce your current tax bill by deferring income tax on the dividends the account earns until you begin withdrawals, usually after retirement when your tax rate may be lower. Part or all of the money you deposit may be tax-deductible, depending on the IRA type, your overall income and pension plan participation status. Austin Telco Federal Credit Union offers a wide variety of accounts for IRA savings available as either Traditional or Roth IRAs.

read moreAs time goes on, the likelihood of mechanical failure on your vehicle is inevitable. Advanced electronics, complex systems, and rising labor costs mean that a repair that might have cost hundreds of dollars a few years ago now costs you thousands. With Major Mechanical Protection (MMP) from Austin Telco, you can protect yourself against the expense of future costly repairs. The total cost of MMP is often far less than the cost of a single repair! Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur.

read moreWill your insurance cover your auto loan in the event of a total loss or theft? Probably not. Even the best auto insurance may not cover the entire amount you owe on an auto loan. In fact, if the average new car owner has their vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement. GAP with PowerBuy can pay up to the remaining balance of your auto loan after an insurance payout AND give you additional funds to finance your next vehicle with us.