Balboa Thrift & Loan

read moreBalboa helps new and used car dealerships secure financing through our experienced auto financing team. Using Route One and DealerTrack helps us provide auto dealers with the most competitive deals for their regular and special financing needs. A true 'common sense' commercial real estate lender, Balboa Thrift and Loan works with its approved brokers to close more commercial real estate deals in Southern California. With over 30 years of lending experience, our Commercial Real Estate department blends a personal approach, competitive rates and terms, with a 'can do' approach.

read moreIn order to prevent unauthorized access to your information we maintain security standards that conform with industry practices. Your account information can be accessed by calling our GOLDPhone (619) 397-5543 or toll free (800) 354-1160. Our management team has decades of experience in the financing of both new and used car buyers through a vast network of auto dealers in California. Balboa prides itself on both dealer and customer service. We continue to add new dealers into our auto loan service center and welcome your interest in becoming an approved dealership.

read moreAn indirect auto loan is one that you get through the automobile dealer who will finance the original auto sales contract and then subsequently sell the contract to one of several financial institutions. This is basically like getting dealer financing. You are going to go to the dealer and choose your car first. They will then work with a number of financial institutions in order to help you find a loan that will work for your personal budget. Afterwards, the loan is transferred through a sales transaction from the auto dealer who originated the loan with the borrower and subsequently sold to the third party financial institution.

read moreConnect - We are successful when the brokers, agents, and realtors we work with are successful. Submit - Start with a simple phone call or email. Submit your loan request today and you could have a Pre-Approval Letter for your client within 24-48 hours. Fund - Using a common sense approach to underwriting, a local in-house approval process, and a boutique focus on commercial real estate financing we are able to fund more deals in less time.