Black Insurance

read moreOur Experts provide more than just insurance; we bring an unparalleled expertise to the management of risk in times of uncertainty. We're more than an advisor-we're a partner in protecting the personal property or business assets of our customers, because one-size-fits-all insurance just doesn't fit.

read moreOur team of licensed, expert agents is dedicated to helping you build a solid foundation for you and your business, providing you with the peace of mind and confidence. As an independent agency, our agents work with premium, trusted insurance carriers without being limited to any single option. What does that mean? We are an advocate for you; we build relationships with all of our customers in order to guarantee the best overall experience. This means we can personally provide you the security and confidence that you'll have stability and reliability when you need it most.

read moreLike a traditional "single-family" house, your condominium (condo) represents a significant financial investment and deserves the best protection. Condo Insurance is similar to Home Insurance, but with some extra covered claims that address the unique features of your residence. One of the benefits of owning a condo is that parking areas, lobbies, stairways, elevators, and other common areas that you share with your neighbors are maintained and protected by your condo association's insurance policy.

read moreWhether you own a brick-and-mortar, lease an office, or work from home, Property Insurance is something every business owner needs. It safeguards your physical assets from a variety of perils or risks like fires, explosions, burst pipes, storms, theft, and vandalism. However, natural disasters like earthquakes and floods are often not covered, unless these threats are added with a supplemental insurance policy. You can purchase Property Insurance from a wide variety of valuation methods like Agreed Amount, Actual Cash Value, or Replacement Cost.

read moreDo you remember the first time you purchased a vehicle? Can you recall how you felt, knowing you had the freedom to travel anytime and anywhere? Car, truck, or SUV-whatever vehicle you drive, it can give you superior convenience, but also be a significant investment that requires protection. As accidents happen every day, it's essential to not only safeguard your vehicle but yourself and others too. Auto Insurance is mandatory in Pennsylvania, and the cost of your premium will vary depending on multiple factors such as your age, gender, years of driving experience, and accident or moving violation history.

read moreRenters Insurance, sometimes called Tenant Insurance, helps protect your personal property-such as clothing, furniture, bicycles, electronics, TVs, and computers-both inside your rental property and when you travel. Whether you rent an apartment, condo, house, or even a dorm room, a renters insurance policy can provide peace of mind if your belongings are damaged or stolen. It can also provide coverage if someone injures themselves in your residence and files a lawsuit against you. In fact, some landlords or property management companies may require you to have Renters Insurance for such instances.

read moreAs many like to say, home is where the heart is-and it's important you protect it. Home Insurance helps safeguard you from certain perils or risks that can damage your house, personal property, or simply set you back financially. These perils include acts of nature (lightning, wind, snow, frozen pipes, etc.), random acts (fire, theft, vandalism, etc.), and other financial burdens like medical bills or legal fees if someone injuries themselves in your home. The cost of Home Insurance varies based on a number of factors such as your home's location, particular features, and overall value.

read moreInnovative leadership can propel a business forward, but this doesn't mean mistakes aren't made along the way. Management Liability Insurance includes three policies designed to protect your business from cases of misjudgment, poor oversight, and other human errors. If your business processes sensitive information, you need Cyber Liability Insurance. It's an essential component of every risk management plan that protects you and your business from various technology-related risks. Commercial Umbrella Insurance is similar to Business Liability Insurance in that it covers costs like medical, legal, and other expenses related to an accident.