Cape Fear Farm Credit

read moreLife can be stressful and at Cape Fear Farm Credit, we know that obtaining financing can be a part of that stress. We are your trusted financial partner that can help simplify life so you can focus on enjoying it. Cape Fear Farm Credit Board of Directors declares a $25.5 million cash patronage to be distributed back to their customer-owners on March 4, 2021. Including this patronage distribution, the Association will have paid over $300 million dollars in patronage to their customer-owners over the past 33 consecutive years.

read moreCape Fear Farm Credit's mission of being the lender of choice to all of agriculture and our rural communities is at the heart of what we do each and every day. We service the credit needs of part and full-time farmers, as well as the mortgage credit needs of rural homeowners. Federally chartered and a part of the national Farm Credit System, we are locally owned by our customer-owners. As we work together, we can help you achieve your goals and dreams, while strengthening our communities. We owe our success to our customer-owners and appreciate their support in helping us grow and remain financially strong.

read moreWhether you need to replace a building, put up fences, build a stable or install an irrigation system, we are here to help finance your farm improvement needs. An operating loan can help your business run more efficiently by saving you money through cash discounts, locking in prices by paying ahead and offering tax benefits for prepayment of some expenses. Our experienced lenders work with you to ensure your operating loan fits your unique operational needs. Young, beginning and small farmers make important contributions to North Carolina agriculture, and Cape Fear Farm Credit is committed to being a reliable, consistent and conservative lender for their unique needs.