Caruso Insurance Service

read moreOne-size-fits-all doesn't apply when it comes to insurance, which is why every client gets our undivided attention. We take a proactive approach when helping you develop a strategy to address all your insurance needs. We recognize that everyone encounters challenges along the way and strive to anticipate those situations as they occur. Our only goal is to keep you and your loved ones protected with the policies you need.

read moreThe simplest clerical error or proofreading mistake (even one made by a trainee) can cost you, especially if it results in financial loss or damage to the reputation of one of your customers. That's why it's important to understand the extent of your business liability insurance since it only protects your operation against bodily injury, property damage, or advertising injury. But what happens when you, one of your employees, or a vendor fails to catch something that your customer doesn't miss, and they hold you responsible?

read moreOur reasons for becoming insurance professionals are deeply personal. We repeatedly saw friends and family struggling to find the coverage they needed. We are confident that with our understanding of the insurance space, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts. Above all else, we feel a commitment to our community. Over the years, we have found that a team approach can be an effective method of helping clients with a wide variety of needs, as they navigate the complex world of insurance.

read moreAs insurance professionals, we are committed to helping people just like you find solutions for all your insurance needs. Once we understand your policy needs and goals, we'll work to develop a program tailored to you. Today's environment can bring concerns, and even, dangers. That's why we work closely with our clients to anticipate these challenges and address them before they happen. Knowledge is power. It's also the foundation for intelligent, well-considered decisions. When you have questions about which insurance policies are right for you, sound decisions are vital in helping you pursue your goals and protect your future.

read moreThe fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft. There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require. While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

read moreAs a renter, you've got it pretty good: No property taxes, no lawn cutting, and no snow removal. But what would you do if you returned from work or a vacation and all your possessions in your apartment had been destroyed by a fire? Or if there were a break-in and some of your most expensive stuff was stolen? You may think that the building owner's insurance would take care of all the damage caused by a fire. Your building owner is only required to carry insurance for the structure. Usually, covering everything outside "your walls" is their responsibility, while everything inside is yours to cover.

read moreWhile most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you. There's no such thing as a one-size-fits-all insurance policy when it comes to your automobile. Keep in mind that you can't buy insurance after you have an accident. Carefully considering the position you may be in, if you should ever be in an accident, is important. Contact us today, we'll show you all of your options, recommend the right limits, and make sure you receive every discount you deserve.

read moreAs a business owner, you take calculated risks every day in, order to keep your business thriving. But what about the risks you haven't considered? Business insurance is an excellent way to allow you to concentrate on profit, without being blindsided by unexpected liability. The costs associated with a business insurance policy are small compared with the large risks that you'll be protected against. If you currently rely on property insurance you are protecting your assets, but not the business itself.