Cerami, Joseph M - Cerami Joseph M

read moreJMC Insurance Agency is an Independent Insurance Agency representing many different companies for your insurance needs. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs. That is the main advantage to using an independent insurance agency, we work to satisfy your needs. Our goal is to educate and service the Westlake Village California communities and throughout the state of California. Through our independence, we strive to educate the community on the best options for their insurance needs.

read moreErrors & Omissions (E&O) insurance is a form of liability coverage that protects your business from claims of professional negligence. Considering the fact that these cases can be lengthy, the potential cost to the business can sometimes be catastrophic. Even suits with no merit that are filed can damage your business if you're not protected. At JMC Insurance Agency, we don't leave you to fend for yourself. We'll help you evaluate your E & O protection on an ongoing basis to make sure you have the right policy at the right price for your particular business needs.

read moreYour home is the usually the biggest purchase you will make and is your most valuable asset. If you have any damage, you need a California insurance agent that will find the best company to fit your needs and settle your claims quickly. At JMC Insurance Agency, we will help you find the right fit for your needs with providing quality service and affordable pricing. Homeowner policies will differ on where you live, the valuables in the home and which coverages you choose. A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.

read moreToday, the costs of nursing homes and elderly care is continuing to rise. If you plan now, you can provide you and your family with the coverage you need to protect your assets and maintain financial security that you may need later in life. In general, if you can't perform daily activities because of an impairment as a result of chronic illness or disability, you will need long term care. This would include the assistance you could need if you are unable to take care of yourself for a long period of time.

read moreAt JMC Insurance Agency, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Westlake Village, California insurance coverage needs. Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.

read moreWe have put together a website that is designed for mobile users. Our website is mobile responsive so it is designed for a multitude of devices with different screen sizes, automatically adjusting for you. We give you the ability to quickly get access to directions, contact information and claim numbers. We have adapted the design & content to deliver the same comfort and usability to all mobile users. This enables you to have your insurance information with you at all times.

read moreIf you want to lower your monthly premium, or buy more coverage for less money, one way is to carry a higher deductible. A higher deductible also may make sense if you believe that your chances of making a claim are remote enough to warrant assuming extra financial risk. It depends on the type of policy you own. But in general, unless you buy additional coverage, you won't be compensated for losses due to floods, earthquakes, nuclear accidents, wars, intentional damage, and normal wear and tear.

read moreWe are here to provide you with the highest level of customer service to ensure your needs are handled correctly and quickly. Our online support center and our customer service representatives are here to help you through any changes you may need in your policy. If it is after business hours, please call the company on your policy or visit our Payment & Claim Center. Your policy will include a 24-hour claim reporting number and these numbers are also listed on our Payment & Claim Center page. Prior to calling, please have your policy number available for the claims adjuster.