Charleston Area Federal Credit Union

Credit Union in Charleston, SC
Credit Union in Charleston, SC If you qualify for membership, joining and becoming part of the HFS Federal Credit Union FAMILY, is easy. Just visit any of our Branches and our new accounts specialist will assist you complete a membership application for either an personal account, a joint account, trust account or payable on death accounts. To begin a membership account, a $1. 00 membership fee is required. You must have an active share account with a minimum deposit of $50. 00 and it must remain in your account at all times to keep it open.

Contact Details

Address
Charleston, SC
29404
Phone
Driving Directions

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About Us
read moreOur Credit Union started with very humble beginnings; a group of nine individuals came together to meet one simple need: making credit available to those with small means. Eighty years later, HFS still holds onto its same sense of 'ohana with a deep desire to help those in our community to succeed and grow. At HFS FCU we believe that the success of our credit union comes from your success. HFS Federal Credit Union is dedicated to enriching the lives of its members by ensuring their financial well-being and building lasting relationships.
Mortgages & Home Loans
read moreOn July 28, 2010 the Nation Credit Union Administration (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act. The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLOs to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Upon completing this registration, each MLO is provided with a Unique Identifier number from the NMLS.
Auto Loans
read moreWhether you want a new or used car, truck or SUV, or just want to refinance for a better rate, we'll help you find exactly what you're looking for. Receive an even better rate by signing up for Direct Deposit and putting a down payment of at least 20%. The advertised rate of 2.24% APR is based on a 60 month term for a new vehicle with monthly payments of $529.28 per $30,000 borrowed. The rate includes a 0.25% discount for a 20% down payment and a 0.25% discount for automatic payments. Insurance products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union.
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