Choice One Funding

read moreWe are a full service mortgage company based in Sacramento. We specialize in Conventional Mortgage Loans in the Greater Sacramento Area we can help you realize your dream of home ownership or save money when getting your new lower monthly payment. We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. Contact ChoiceOne Funding today to discuss your options, and find out which program will best suit your needs.

read moreBased in Sacramento, California, ChoiceOne Funding has built its foundation on the highest level of honesty and integrity. Our qualified and licensed professionals have over 20 years experience and offer expertise in every area of mortgage lending: Conventional, FHA, VA, USDA, Section 184 Native American Loans and Reverse Mortgages. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service.

read moreThe first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines. You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities. LTV or Loan-To-Value ratio is the maximum amount of exposure that a lender is willing to accept in financing your purchase.

read moreInformation and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. ChoiceOne Funding strives to ensure that its services are accessible to people with disabilities.