Community Choice Credit Union
Credit Union in Des Moines, IA
Community Choice Credit Union, once known as State Employees Credit Union, was set up in 1953 to serve employees of the State of Iowa and their family members. During the 1st 47 years of service, CCCU has undergone several changes to its initial charter. In addition to our original membership base, we're now capable to serve anyone who resides in the state of Iowa who is blind or who was a member of an Iowa organization of blind persons, and some whole or partially state-funded agencies such as the first, second, third, fifth, seventh, and eighth Judicial districts.
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Business
read moreWhen it comes to financing your business needs, it helps to have options. We understand as your business changes over time, so will your needs. At Community Choice Credit Union we are here to help with an array of lending choices and professional guidance to meet your business financing needs, because together we're better! A basic savings account is called a "share" account because you actually own a part of Community Choice Credit Union when you open an account. You may have multiple savings accounts for different purposes.
UNbank
read moreWhen you UNbank with Community Choice Credit Union, you don't have to worry about annoying service charges chipping away at your checking account. At Community Choice, you won't pay a single penny in service charges, no matter what balance you maintain or how many checks you write! Community Choice Credit Union knows that sometimes accidents happen. If you write a check, but have insufficient funds in your checking account to cover it, we offer overdraft protection that will automatically transfer money from your savings account to your checking account*.
Borrow
read moreWhen you consolidate your BILLS with a Home Equity Line of Credit (HELOC) from Community Choice you'll appreciate NO CLOSING COSTS! You can also use a HELOC for a vacation, a home remodel you've been putting off, or just some quick things around the house! Put your home's equity to work for you with a Home Equity Line of Credit from Community Choice, and get started in less than 60 seconds! Tap into the equity you've built up in your home with a Home Equity Line of Credit from Community Choice.
Borrow
read moreWhen you UNbank with Community Choice, we're happy to give you a little breathing room to free up cash! Take a break from your next loan payment with our PayBreak program! The PayBreak program is limited to three in a 12 month period and a maximum of 5 times over the life of the loan. Community Choice Credit Union will contact you for additional information to best serve your financial needs. Community Choice Credit Union may obtain a credit report in order to better identify areas in which you could receive better interest rates and potentially save money.
Plan
read moreThis savings account has all the benefits of the regular IRA (Individual Retirement Account). Plan for your retirement today with earnings higher than a regular savings account. Our IRA program offers tax savings, * tax deferral, * and access to your funds, if needed. The length of term is not fixed, which provides you greater financial flexibility. There are no monthly or annual fees. Standard IRA rules apply. There's no time like now to open your Roth IRA. This IRA is nondeductible for tax purposes, but earnings accumulate tax-free.
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Borrow
read moreWhether you are buying a home, refinancing a vehicle, starting a business or consolidating debt, borrowing from Community Choice Credit Union is a great way to help finance the big dreams you might not have cash for. Make affordable monthly payments with fair rates that won't leave you scrambling to make ends meet! Click to learn more about all of the lending options available when you UNbank with Community Choice Credit Union!
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