Compass Insurance Group

read moreIn business since 2008, Compass Insurance Group is an independent insurance agency, rapidly growing, with roughly 30% growth each year. Our experience lies in creating customized insurance solutions for individuals and businesses in Racine, WI and throughout all of Wisconsin, Illinois and Saint Louis, MO, with our specialties inHome Insurance, Auto Insurance, Life Insurance, Business Insurance, Annuities and Bonds. As an independent insurance agency, we don't just sell insurance. We work closely with our clients to help themmake important and informed decisions every day when it comes to protection and their future.

read moreA vehicle collision is never good news, but when it's one of your business' cars or trucks, the consequences are more complicated. Business auto insurance, also called commercial auto insurance, takes all the elements of normal auto coverage and adds on extra protection. For example, when obtaining commercial car insurance you can usually get much higher liability coverage to reflect the fact that a business typically has more assets at risk than an individual would. Additionally, with commercial auto insurance, you can get collision insurance.

read moreWhen you look around your business, it's obvious that you need to protect against damage to your buildings, equipment and staff. Less obvious-but no less important-is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable. General liability insurance mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage (for example, if one of your business' staff members defames a client).

read moreAs with auto insurance, motorcycle insurance policies are made up of several components, some of which are legally required while others are optional, but a smart buy. The absolute minimum coverage you'll need when it comes to motorcycle insurance is liability insurance, which covers costs you have to pay to other people after an accident that's your fault-including their medical bills and repairing or replacing their vehicle. Your state's laws will set a minimum amount of coverage for liability insurance, but you may want the peace of mind of getting a higher coverage limit.

read moreIt's easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident. Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select.

read moreWe know that you cannot outrun your risk, but you can be ready for it. What if a hurricane causes you to lose power to your building and your operations cease, or if a fire severely damages your building? You shouldn't have to pay for this yourself, and with the right protection, you won't have to. Our insurance advisors can help you identify gaps in coverage, look for ways to save money and keep your assets and income protected. A business owners policy combines business property and business liability insurance into one convenient policy.

read moreYour home is both a valuable asset and the center of your life, so it's extra-important to cover every risk with homeowners insurance. Get the right policy and you'll take care of the small and large risks related to owning a house at the same time. For example, a devastating fire could result in not just the total loss of your home, but financial ruin. Without adequate home insurance you could be left with no way of raising the funds to pay off the balance of the mortgage. Of course, homeowners insurance may also protect you from more common house-related incidents like pipe leaks, burglary of personal possessions and much more.

read moreWhen you rent an apartment, your landlord will normally be responsible for the insurance necessary to protect against damage to the building itself, but it's up to you to protect your possessions. Unpredictable losses can occur to your property due to burglary, fire, water damage, storm, and more. Personal property, such as furniture, rugs, TVs, stereos, clothes, and more may be covered under your basic insurance policy. However, items like jewelry, furs, silverware, antiques, collectibles, and other valuables should likely be insured separately.