Consumer Credit Of Minnesota

read moreLooking for a little help to get your finances or perhaps credit under control? We are here to help! Here are a few of the many services that we offer in around the Twin Cities as well as throughout the State of Minnesota. The goal of our credit counseling sessions is to help you find the best solutions to your financial problems in Minnesota. In many cases, our professional advice may be all that you need in order to get a handle on your situation, and take control of your debt, credit card balances or spending habits.

read moreConsumer Credit of Minnesota assumes no liability for financial or other decisions made on the basis of information on this site or links from this site. Please contact one of our agents to discuss your specific needs. First convened in December 1995, the JumpStart Coalition for Personal Financial Literacy determined that the average student who graduates from high school lacks basic skills in the management of personal financial affairs. Many are unable to balance a checkbook and most simply have no insight into the basic survival principles involved with earning, spending, saving and investing.

read moreConsumer Credit of Minnesota offers free and confidential credit counseling for those who have concerns about their debt, credit, or financial circumstance. Our certified credit counselors are available by phone or in person to offer impartial advice, guidance, or information specific to your financial needs. With you, our credit counselors will analyze your current income and living expenses. Your assets and debts will then be examined and possible solutions to your problems presented. Together we will work out a budget to fit your needs and goals.

read moreConsumer Credit of Minnesota offers free financial education seminars and workshops to schools and colleges, civic and community organizations, churches, and many other groups. Our office has developed curriculum called the "Pay, Save, Spend Rule" which covers topics including the importance of saving money, the rules of borrowing, warning signs of debt, credit and debt traps to avoid, and information regarding credit reports. The "Pay, Save Spend Rule" is also in a booklet form. This 26 page booklet is free to the public in limited quantities and we also have a downloadable PDF version free for your use.