Dougherty Associates

read moreDougherty & Associates, LLC operates as a "fee only" financial advisor. This means we collect no commission for securities or products sold nor do we receive any incentives to sell certain products like mutual funds. Contrast this to large banks or brokerage houses in which the corporate headquarters provides incentives to their employees to sell the products they want sold -- regardless if the product is best for the client. For Asset-Under-Management Investment clients, our annual fee is a fixed percentage a fixed percentage of assets managed.

read moreDougherty & Associates, LLC reviews each client's situation and goals individually. Only because we know our clients can we provide appropriate advice. Our relationship with our clients begins with a written inventory of the client's situation, and this becomes the basis for a written plan. Our plan for each client is not a cookie cutter format bought from a third party. It is handwritten for each client by John.

read moreBefore John Dougherty became involved full time as a financial planner, he managed an accounting and tax firm for many years. Over that period, John focused much of his efforts on minimizing tax costs for his clients. He continues to be credentialed as a Certified Public Accountant, and as such, is required to annually participate in 40 hours of continuing education, including changing tax laws, so that he is up-to-date on the ever-complex tax code. A common problem many investors see when they move their assets to a new advisor is the wholesale selling of "old" securities so that the new advisor can collect commission on buying "new" securities.