Dunham Insurance Services

read moreEveryone needs car insurance. Whether you have a spotless driving record, or have been in multiple fender benders, car insurance is a necessary part of owning and operating a vehicle. However, many car owners are unaware that their current car insurance policy may be unnecessarily high. We've put together a list below of handy tips and tricks for those that are new to car insurance, as well as those who already have car insurance, on obtaining the best policy for the lowest price. Finding the best premium to cut your insurance costs and save money is important.

read moreGeneral contractors (GCs) have unique coverage needs. For example, it is important that they carry the proper liability insurance. Liability insurance protects GCs against claims of property damage, personal injury, or negligence. In some instances a contractor may bid for work without liability insurance, however, it cannot perform the work without it. It is always important to ensure that your insurance agent provides you with a General Contractor Insurance Certificate. Usually, this certificate is required to be posted on the job site.

read moreInsurance for homeowners is designed to protect your most valuable asset whether your mortgage company requires it or not. Policies are available for single family homes, townhouses, condominiums, rental properties, and even vacant lots. Most homeowner insurance policies will protect your home from hurricane, fire, theft, water damage, vandalism, and windstorm. Please call us to review your current homeowners policy. Chances are we can save you money on the annual premium. Did you know homeowners insurance policies do not cover flood losses?

read moreFlorida renters have unique needs. That is why renter policies offered by Dunham Insurance don't just help provide coverage for everyday necessities like furniture and clothes, but also help protect theft-prone valuables like your laptop and bike - wherever you take them. If something like a fire were to make your home uninhabitable, some renters' insurance policies cover the increased costs of a temporary place to live until you can move back in. Another advantage of insurance policies for Florida renters is that some of them replace personal belongings at replacement value - not the depreciated value.