First Choice Federal CU

read moreFirst Choice Credit Union is committed to serving our community and providing our family of members with a friendly environment, exceptional service, helpful products, financial education and quality information.

read moreOur Credit Consultation Service is tailored for your individual needs. We can help you better understand your financial health and may be able to save you money over the life of your loans.

read moreOur Courtesy Pay program allows First Choice Credit Union to pay a share draft written on your checking account even if it causes the account to become overdrawn. Courtesy Pay provides you an added protection should you accidentally write checks, make withdrawals, or perform ATM transactions for more than you have in your account. To qualify for Courtesy Pay, your checking account must be open for at least 90 days and must be in good standing. You must have a valid street address on file and you must be at least 18 years old.

read moreDo you have direct deposit with First Choice Credit Union? If so, we may have the perfect hassle-free loan for you! A Premier Loan will give you the extra cash you need while helping build your credit at an affordable monthly payment!

read moreTo help the government fight the funding of terrorism and money-laundering activities, federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, birth date, Social Security number, or other information that will allow us to identify you. We'll ask to see specific documentation that verifies your identity. When we conduct a transaction for you, we may ask to see identification in order to protect you and your assets.

read moreDirect Deposit is a free service that allows your employer to deposit your pay directly into your First Choice Credit Union checking or savings account. You can also use Direct Deposit to receive other payments such as Social Security, pension benefits and income tax refunds. Direct Deposit gives you the assurance of knowing you will receive your funds promptly and securely, with no mail delay or risk of your check being stolen from your mailbox. In order to avoid electronic transaction limits imposed by the federal government, we recommend you send your money to a First Choice Credit Union checking account and disburse to your other accounts from there.

read moreFirst Choice Credit Union offers loan rates and payment terms that are competitive and make your vehicle purchase affordable. When you're ready to shop for a car, save time by getting pre-approved with us for your loan. When you've found the right car, just tell the dealer you want to finance with First Choice Credit Union. Have you already bought a new car? It's not too late. Talk to us about refinancing. Chances are we can lower your payment with a better rate PLUS give you 25% of your first month's payment back to you in cash.

read moreFirst Choice Credit Union Share Certificates are available in amounts as low as $1,000 for terms as short as 91 days. Share Certificates offer more security than the stock market. Vacation Club funds will be transferred to your share account once per calendar year on the date of your choice. To sign up for E Statements, log in to our online banking site and click on the services tab.