First Private Bank & Trust

1st Private Bank & Trust participates in the FDIC's Temporary Liquidity Guarantee Program which supplies unlimited deposit insurance for all non-interest bearing accounts and client transaction deposit accounts gaining 25 basis points or less. This unlimited deposit insurance program from the FDIC will end December 31, 2010. However, the standard FDIC insurance amount of $250, 000 per depositor remains in effect through December 31, 2013.