Freedomdebt.Com

We're constantly being reminded that these are tough economic times. Recession, depression or correction, no matter what name or spin gets put on it, people are struggling. The recent home mortgage crisis, gas prices, and changing job markets have put millions of people in very turbulent and unfamiliar financial waters. If you are among the many that have used credit to keep up with daily life or cashed in on what used to be home equity to pay off your credit cards only to charge them back up, you may be at a point where just making your minimum monthly payments is getting harder by the day.