Gladwell Insurance

read moreAs a third generation, independent insurance agency, we've been providing insurance solutions in Greensboro and throughout North Carolina in Kernersville, High Point and Summerfield since 1963. We provide personal and business insurance products, with our specialties in home insurance, auto insurance and business insurance. Because we're independent, our priority is you-not the insurance company. We represent various companies that offer a wide variety of coverage options and price points, to deliver you the right blend of price, coverage and service.

read moreThe first is that flood insurance is only needed for people living in designated flood zones. In reality, flooding is a potential risk everywhere and the damage can be devastating. Another myth is that homeowners insurance automatically includes flood insurance. In reality, that is usually not the norm, and you should always assume you aren't covered unless your homeowners policy specifically says otherwise. The third myth is that government programs have taken care of flood insurance. There is a National Flood Insurance Program that guarantees the availability of insurance in specific areas.

read moreAs with auto insurance, motorcycle insurance policies are made up of several components, some of which are legally required while others are optional, but a smart buy. The absolute minimum coverage you'll need when it comes to motorcycle insurance is liability insurance, which covers costs you have to pay to other people after an accident that's your fault-including their medical bills and repairing or replacing their vehicle. Your state's laws will set a minimum amount of coverage for liability insurance, but you may want the peace of mind of getting a higher coverage limit.

read moreYour condo association's insurance policy likely covers certain aspects of your condo, such as common or shared areas. As a result, it may cover your condo unit, but not any improvements you make or fixtures you add to the condo. It also won't cover your personal possessions. Condo insurance is designed to make up for this shortfall. It's a mixture of the better-known landlord insurance and renters insurance, but is specially designed for your particular condo. Any improvements, alterations, or additions made to your condominium are subject to damage.

read moreA car or truck is often your biggest asset aside from your home. Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation. Remember, not all car insurance is created equal. Some auto insurance policies simply meet the legal requirements. In most states this means your auto insurance will cover the damage you cause to other cars in collisions. It's easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you.

read moreOur insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to home insurance, we're in the business of helping people protect what they value and have worked so hard to build. Most fires are devastating. Besides the emotional impact, the physical damage to your home can be significant. If you lost your home to fire, do you have adequate insurance to replace your home and its contents?

read moreWe know that you cannot outrun your risk, but you can be ready for it. What if a hurricane causes you to lose power to your building and your operations cease, or if a fire severely damages your building? You shouldn't have to pay for this yourself, and with the right protection, you won't have to. Our insurance advisors can help you identify gaps in coverage, look for ways to save money, and keep your assets and income protected. A business owners policy is uniquely designed to protect your most important assets, including your business, its continuation, your employees, and your way of life.

read moreYour home is both a valuable asset and the center of your life, so it's extra-important to cover every risk with homeowners insurance. Get the right policy and you'll take care of the small and large risks related to owning a house at the same time. For example, a devastating fire could result in not just the total loss of your home, but financial ruin. Without adequate home insurance you could be left with no way of raising the funds to pay off the balance of the mortgage. Most fires are devastating.