Graystone Mortgage

read moreOur outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program, no matter your needs. Graystone is academically defined as a "Mortgage Banker, " with headquarters in Salt Lake City, Utah. The processing, underwriting and funding of loans are completed "in-house" which provides you with fast and efficient mortgage services.

read moreWhen I was referred to Ryan, he was affectionately called "a real nerd as far as loans are concerned." He really is so knowledgeable and was happy to thoroughly explain things to me, sometimes repeatedly. I'll definitely come to him in the future and hope to have as smooth and simple of an experience as we did this time around. Don't hesitate to give Ryan a try! Graystone Mortgage LLC is considered a "mortgage banker, " which means that we are able to originate, process, underwrite, close, and fund your loan without seeking funds or assistance from outside financial institutions.

read moreAttain Housing (formerly KITH) helps homeless and at-risk families with children in Washington Stateto become stable and self-sufficient. First, Attain Housing stabilizes families in 32 Attain Housing apartments and in units owned by others. Then, Attain Housing assists the families with services, including case management, which helps them make lasting life changes, leading to permanent housing. When you help Attain Housing, you help homeless families transform their lives, thereby strengthening ourcommunity.

read moreWe want to say thank you to Rick Carter and his staff at Graystone Mortgage! We needed to refinance our home and initially went online and found a mortgage company that looked, acted and talked like they could and would be able to help us. After a month of going back and forth (which I would call, email with no response for days), sending in paperwork they could not pull through for us. I contacted Rick and within a few weeks we refinanced our home. Rick and his team were very professional, responded to phone calls and emails very quickly and made it a very pleasant experience!

read moreA loan that conforms to conditions and terms of the government-sponsored enterprises Fannie Mae and FreddieMac is called a conforming conventional loan, while one that does not is called a non-conforming conventionalloan. The down payment of a conventional loan is generally higher than that of a government-insured loan, such as an FHA loan, which is 3.5 percent. Conventional borrowers generally must pay between 5 and 20percent of a home's purchase price for a down payment. FHA offers several types of loan programs to individuals.

read moreSo we found Lisa and Graystone and are sooo thankful we did! This was our first time buying, and we are both self-employed. They CRUSHED IT! Lynette was such a superstar with helping us get everything on lock before underwriting, and Lisa held our hand the whole way. We closed over a week early! Oh yeah, and we got literally the craziest low rate! Worked with Ama, the mortgage app made tracking our progress simple to follow, always knew what step we were on and what paper work they needed. Ama is very responsive and is very professional when working with her.