Gulf Credit Union

read moreAt Gulf Credit Union, we're dedicated to providing you with a wide range of loans at reasonable rates. We're here to help you find the type of loan that meets your specific needs, while also making the loan process as easy and convenient as possible. Our commitment to our members also extends to the communities we serve. From our participation in local charity events and organizations to our student scholarship program and annual blood drive, we believe in the importance of helping others.

read moreGulf Credit Union has been privileged to serve our members since 1939 by providing a wide range of outstanding financial products and services. Gulf Credit Unionbegan in an office at the Gulf Oil company with just two employees. Today, we have grown to nearly 100 employees serving approximately 27,000 members. We have created strong relationships with our members for more than 75 years, and we consider it an honor to meet the needs of new members as well. Anyone who lives or works in Jefferson, Hardin, or Orange County can become part of our growing financial family and enjoy benefits including free bill pay; e-statements; an instant-issue debit card at our Groves location (next day at all other locations); the ability to choose your own PIN; mobile banking; low interestloan rates;checking accountswith overdraft protection, and much more.

read moreWhen you join Gulf Credit Union, you'll enjoy many benefits and advantages that banks simply can't match. For example, we offerloans at ratesthat are often more reasonable than the average bank. We also provide a variety of other services tailored to meet your needs. In addition, our members elect our board of directors, which means you get a say in what's important to you. As a credit union owned by its members, we pride ourselves in providing you with superior service and personalized attention.

read moreWe have been providing a diverse range of quality, secure financial services to our members for more than 75 years. In December 1939, nine people with a vision of bringing financial opportunities to those who normally could not afford them met in a dusty parking lot at Gulf Oil. This group founded Gulf Credit Union with the goal of providing financial security, low cost loans, and reasonable rates of return on savings through this non-profit organization. There were initially 440 shares subscribed.

read moreAt Gulf Credit Union, we provide you with easy access to a full spectrum of services designed to help you manage your finances and fulfill your financial dreams. From online banking and bill pay to assistance with managing your credit and so much more, we're here to help you enjoy the maximum benefits of your membership. For better protection and security, our online banking login screen uses a security program called "Multi-Factor" Authentication (MFA). MFA security is designed to protect online banking members from the growing number of internet security threats.

read moreGulf Credit Union members can obtain a certificate-secured loan that is secured by the amount available in your share account or share certificates. The maximum loan amount and interest rate for this type of loan are based upon your credit rating. A certificate-secured loan can be a great option when you need money for virtually any type of purchase or personal expenses. As an added benefit, you can save money on lower rates while you continue to earn dividends on your share account or share certificate.

read moreIt is important for us to build relationships. Gulf Credit Union has done just that with local auto dealerships, and you receive the benefits. To take advantage, all you do isspeak with one of our loan officersto receive your pre-approval; go to a local dealership and find the vehicle you would like to purchase; agree on the price with the dealership; and let them know you have a pre-approval from Gulf Credit Union. If you don't have a pre-approval- don't worry. We can help you with that, too! Again, all you need to do is go to a local auto dealership and find the car you would like to purchase; agree on the price with the dealership; and let them know you would like to finance with Gulf Credit Union.

read morePlanning for your retirement is vital to securing a solid financial future for you and your family. The time to start planning is now, and Gulf Credit Union offers you a number of great IRA options to suit your specific retirement needs. We offer both IRA Club Accounts (minimum balance $100) and IRA Certificates of Deposit (minimum balance $500). Interest is compounded and paid on a quarterly basis on IRA Club Accounts and paid monthly on IRA Certificates. In addition, we offer investment options including Traditional, Roth, and Educational IRAs.