Health One

read moreHealth insurance helps you manage and control medical expenses throughout your lifetime. If an unexpected, medically related circumstance occurs, medical expenses can rack up at an astonishing rate. Health insurance is designed to offset what can often be staggering medical expenses. The type of expenses you could never pay on your own. Health insurance utilizes a community concept to manage the payment of large medical bills. Generally, it works like this: Health plan members pay a comparatively modest monthly premium.

read moreWhen shopping for Medicare supplement plans, one of the first items you want to consider is cost. How much do the various plan types cost and which plan types can you comfortably afford? After considering monthly cost, you will need to consider plan benefit co-payments and deductibles. How much will you have to pay in copays, deductibles, and other costs? What about services like hospital stays or doctor visits? There is an annual out of pocket costs maximum that applies to all Medicare Supplement plan coverage.