Heil & Heil Insurance

read moreAt Heil & Heil Insurance, we know that choice matters. By choosing us as your independent insurance agent, we can offer you multiple quotes with the top insurance carriers and help you select the best coverage at the most competitive price. We will customize strategies for your insurance to fit your needs and budget, both short and long term. Our goal is to get to know you and build a solid foundation of understanding your insurance needs. Having the right relationship takes the stress out of buying insurance.

read moreEstablished in 1885, Heil & Heil Insurance Agency has long provided business and personal insurance solutions to clients throughout Skokie, the Chicago area, Illinois and the United States. Our long-standing insurance agency has consistently remained innovative while striving to meet our clients' growing insurance needs. As a modern, yet firmly established independent insurance agency, Heil & Heil Insurance Agency has the experience, professionalism, and reputation you need when navigating the insurance coverage process.

read moreHeil & Heil Insurance Agency has a longstanding reputation in the community. We consider ourselves partners in our neighborhoods and supporters of the people in our region. No matter your insurance needs, we welcome you to experience the difference an established agency provides. Heil & Heil Insurance Agency works with both personal and commercial insurance products. While we understand that no two clients come to us with the same needs, we do recommend certain policies as a starting point.

read moreYou never know when it might rain. So just like the name implies, this type of policy acts like an umbrella, providing protection against a wide range of potential financial dangers, and unforeseeable mishaps. However, what exactly is covered by your umbrella policy depends on how you decide to set it up. Yes, your existing insurance may protect you to an extent, but an umbrella policy goes much further for less cost than upping the limits on your existing policy because it covers for different types of risks.

read moreAs a contractor, each job you win brings in extra money but it also brings extra risk. An accident could cause injuries or damage to property leading to a financial loss that can potentially overwhelm your business with financial liabilities. And the same contractors insurance you used to protect you for a one-man project may not protect you during a multi-year commercial deal. Because every business is different, commercial insurance solutions for contractors can range from a basic policy to a thorough mix of coverages that vary job to job.

read moreAs a renter, you've got it pretty good: No property taxes, no lawn cutting, no snow removal. Just simple living! But what would you do if you returned from work, or a vacation, and all your possessions in your apartment had been destroyed by a fire? Or if there was a break-in and some of your most expensive stuff was stolen? You may think that the building owner's insurance will take care of all the damage caused by a fire. Your building owner is only required to carry insurance for the structure.

read moreYou're required by law to carry auto insurance. So you may not think it makes a difference if you get it from a talking lizard, a comic spokesperson, or a locally owned insurance provider like us. If all insurance is alike, what difference does it make where you get your coverage—just shop around for the best price, right? We've seen our share of accidents. But out of all the claims we see on a daily basis, few are as frequent, or as potentially life changing, as accidents involving an automobile.

read moreThe costs associated with our homes, automobiles and valuables can be our biggest investments. So protecting those investments needs to be personal and accurate. That's where finding the proper coverage is important. We will take the time to get to understand your needs and investment, because understanding what's covered can help you make educated decisions. Our personal insurance specialists will walk you through the coverage process and explain every detail to you before you purchase a policy.