HNB Mortgage

read moreWe offer the best mortgage tools available on the Internet. Our easy, convenient online application for prequalification paired with the assistance of an experienced live mortgage consultant will simplify the often difficult and confusing mortgage process for you. We work tirelessly to build an enduring relationship with each and every customer. We love being your go-to source for any information or advice relating to real estate and your finances. An easy and convenient online application is available on this site to expedite your prequalification process.

read moreHNB Mortgage is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. Whether you are pre-qualifying for a home loan, purchasing a primary residence, buying a vacation home or refinancing your current mortgage, we listen to your personal needs and desires to better assist you in making an informed decision about the mortgage program best suited for you. Our number one priority is to provide superior customer service and deliver complete customer satisfaction with the highest level of integrity and professionalism.

read moreIt's not just banks and lenders that rely on credit scores to help make important credit decisions. Landlords, employers, insurance companies, and even cell phone and other utility companies all reportedly utilize credit scores to help determine their business and credit relationships with consumers. This means that your credit is the most important component of your entire financial portfolio. Because of this, monitoring and managing your FICO score is vital, especially if you're looking to buy or refinance a home anytime in the near future.

read moreIn the blink of an eye, unscrupulous identity thieves can gain access to your personal and/or financial information and ruin the good name you've worked your whole life to establish for yourself. And If you're unprepared and don't recognize that the crime has taken place, months or even years worth of damage can accumulate before being noticed and action can be taken to resolve the problem. The effects can be devastating, putting you and your family's well-being in jeopardy. In the new Deter, Detect, Defend campaign, The Federal Trade Commission has broken the process of dealing with identity theft into 3 helpful phases, and outlined steps to be taken in each.

read moreA credit score is an extremely important financial tool. It provides access to the financing you need in order to buy a car, a home, or pay for college tuition, among other things. Since higher scores equate to lower costs and vice versa, it's vital to understand the factors involved in calculating your score. Payment History: 35% impact. Paying debt on time has a positive impact. Late payments, judgments, and charge-offs have a negative impact. Delinquencies that have occurred in the last two years carry more weight than older items.

read moreSound too good to be true? Not as much as you'd think. And having a higher credit score will save you money - big money. Higher credit scores help make you eligible for the best terms when you borrow money, and could even save you money on things like insurance premiums too. If you'd like more information on credit, contact the mortgage consultant in your area. By Edward Jamison, Esq. Edward Jamison is the founder of Jamison Law Group, P.C., and is an attorney who specializes in consumer credit and identity theft and numerous software products tailored to the mortgage industry.

read moreFirst and foremost, because you need an experienced professional working on your behalf. The realtor's commission is not paid by the buyer, but by the seller of the home being purchased, and it is in each party's best interest to have professional representation. As a seller, profits are generally maximized by having an experienced realtor market and sell your home, rather than deal with the headaches of trying to do it all on your own. Many people are surprised to learn that rates change on a daily and sometimes hourly basis.

read moreEFFECTIVE IMMEDIATELY We currently do not have loan products available for potential borrower(s) who are actively seeking forbearance on any mortgage debt obligation, pending acceptance of a forbearance plan or have entered into a forbearance period on any mortgage debt obligation. Click on your "Loan Officer - Location" below start your loan application. As you complete the application, please use your best estimate if documentation is not available. Haga clic en "Aplicaciones en linea" para iniciar su solicitud de prstamo.