ICB Financial

Nonpublic individual information means information about you that we collect in connection with delivering a financial product or service to you. Nonpublic individual information doesn't include information that is available from public sources, such as telephone directories or government records. Hereafter, we'll use the term information to mean nonpublic individual information as defined in this section. An affiliate is a firm we own or control, a firm that owns or controls us, or a firm that is owned or controlled by the same firm that owns or controls us.