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The Citi? Diamond Preferred? Card, issued by Citibank, is designed for those with nice credit who plan to take advantage of the introductory rates and the superb services. This card has no annual fee, and it has a reasonable interest rate for purchases and balance transfers. In addition, the card has a 0% introductory rate that can be applied toward purchases and balance transfers for 12 months. The card supplies many cardholder benefits that include up to $1, 000, 000 in travel accident insurance, auto rental insurance, car rental discounts, and various travel and emergency assistance services.