JKS Mortgage

Personal Finance Company in Scottsdale, AZ
Personal Finance Company in Scottsdale, AZ Trying to find the correct home loan can be difficult. Finding the correct firm to assist you get your loan can be even more confusing. With literally 1000's of lenders to choose from, borrowers can easily become overwhelmed. Fortunately, at JKS Mortgage, our goal is to set a high level in the mortgage industry. We're dedicated to quality client service - putting the people we serve 1st. Take advantage of our expertise in the domestic lending industry by applying online today.

Contact Details

Address
8801 East Chino Drive
Scottsdale, AZ
85255
Phone
Driving Directions

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JKS Mortgage
read moreWe offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.
About Us
read moreAt JKS Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
Frequently Asked Mortgage Questions
read moreThe pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer. Usually people refinance to save money, either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts.
Lending Programs offered by JKS
read moreThe following is a partial list of programs offered by JKS Mortgage, LLC with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 480-563-9554. Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3% down payment - and they can even finance "allowable" closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs. Used to finance 1-4 family properties that will be for investment with as little as a 10% down payment.
Requested Documents for Your Loan
read moreWe will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written "intent to proceed" with the mortgage application. Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.
JKS Mortgage
read moreIt's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit. With this information you can make a more informed decision on whether these government insured loans are right for you and your family. In response to the growing housing situation in the United States the loan limits for FHA Loans has been temporarily raised.
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