Katz Mortgage Team

read moreKatz Mortgage Team is a seasoned group of top mortgage professionals within VanDyk Mortgage Corporation. Our goal is to provide the highest level of personal service to our customers and real estate agents. In addition, because we're backed by VanDyk Mortgage Corporation, we can offer a wide variety of fixed rate mortgages, adjustable rate mortgages (ARM), and some zero down payment programs many other lenders won't even consider. A leader in mortgage banking since 1987, VanDyk Mortgage Corporation is a full service mortgage banker with in-house underwriting, closing, shipping and delivery.

read moreThe best way to find the "right" answer is to discuss your finances, your plans and financial prospects, and your preferences frankly with a mortgage professional. Conventional loans may be conforming and non-conforming. Conforming loans have terms and conditions that follow the guidelines set forth by Fannie Mae and Freddie Mac and provide a continuous flow of affordable funds for home financing for Americans. Fannie Mae and Freddie Mac guidelines establish the maximum loan amount, borrower credit and income requirements, down payment, and suitable properties.

read moreMobile App - Stephen's Mobile App with Calculators, Rates, News, Information, Loan Application, and more! Loan Calculators - Figure payments, amortizations, equity buildup, and compare different loan programs. Real Estate Report - A semi-monthly newsletter that keeps you up-to-date on the latest real estate and mortgage news. This informative publication is packed full of timely articles that will help make you a savvy real estate buyer or agent. Free Mortgage Pre-Approval Letter - If you are serious about purchasing a house, this should be your first step.

read moreMortgage financing is a large transaction for all borrowers. At Katz Mortgage Team, we embrace the "Team" concept to offer you the best level of service possible. You are not just a customer; you are a member of your Loan Team which includes your Real Estate Agent, Loan Officer, Processor, and Closing Attorney. At Katz Mortgage Team, we feel it is imperative for customers to speak face to face or over the phone with one of our licensed Loan Officers. This interaction is done with two goals in mind: First we discuss your mortgage goals and assist you in deciding which program is your best match.

read moreA Joint Application Acknowledgment This application is designed to be completed by the applicant(s) with the Lender's assistance. If this is an application for joint credit, Borrower and Co-Borrower each agree that we intend to apply for joint credit (sign below): __ Borrower Co-Borrower" B. Income From Alimony, Child Support And Separate Maintenance "Notice: Alimony, child support, or separate maintenance income need not be revealed if the Borrower (B) or Co-Borrower (C) does not choose to have it considered for repaying this loan" C. Collection Of Government Monitoring Information For Certain Loans "INFORMATION FOR GOVERNMENT MONITORING PURPOSES The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing and home mortgage disclosure laws.