Kinsale Capital Group
Insurance Company in Richmond, VA
Kinsale is a transactional E&S market that targets tiny to mid-sized, higher hazard accounts. The firm doesn't participate in the contract/binding or program market, but instead concentrates on personal risk business. Given its extensive control over the underwriting and adjusting process, Kinsale is capable to provide a kind of underwriting flexibility that many E&S firms are unable to match. Kinsale may consider providing terms on a array of risks including those accounts with poor loss history, with high hazard operations, in high risk venues and new operations.