Mid America Mortgage Service

read moreEstablished in 1984, Mid America Mortgage Services, Inc, NMLS #1142067 is your hometown lender of choice. We pride ourselves on the longstanding relationships we have developed with realtors, lenders, customers, and business partners. With 265 years combined lending experience, our team can structure loans that best meet your needs and financial goals. We are committed to providing exceptional client service through personal attention, constant communication, and thoroughness which allows us to identify, and avoid, pitfalls that could prevent a successful closing.

read moreWhether you're a first-time homebuyer or a longtime homeowner, purchasing a new home can be a complex endeavor - without financing information from a trusted source. At Mid America Mortgage Services, Inc, NMLS #1142067, we take the time to understand your unique circumstances, and we provide the unmatched service you need to choose a home mortgage plan that works for you, helping you feel confident about your financial decisions. We offer a variety of affordable home loan options, highly competitive interest rates, and an easy online application process.

read moreFHA loans are available with only a 3.5% down payment that can actually be gifted to you by a family member. FHA also allows for a lower credit score that a conventional loan FHA loans also allow for a lower credit score than the "standard" conventional loans. Borrowers choose a FHA loan when they don't have the minimum down payment for a conventional loan, and or possibly a lower credit score. Another reason is a FHA allows for a higher debt ratio that most conventional loans. Does this loan have private mortgage insurance?

read moreIf you own a home, there's a good chance you'll do a mortgage refinance at some point. Few borrowers stay with their original home loan for a full 30 years; most either refinance or sell the property long before the full term runs its course. Save time and money on your next mortgage refinance with Mid America Mortgage. We have a great selection of programs to help lower your rate, shorten your loan term, and get the cash you're searching for. A mortgage refinance is a new loan that pays off and replaces an old mortgage loan.