Mike & Dan's Mortgage Madness
Personal Finance Company in Oxnard, CA
ERATE is a nationwide publisher of financial and interest rate information specifically targeted for use by the user. ERATE started as a prime-only mortgage brokerage and transitioned into a consumer resource site with the primary aim of helping consumers educate and protect themselves. With over a decade of mortgage origination experience behind us, we recognized the growing need for consumer protection and advocacy in the financial services industry and changed the course of our business in 2006 to focus exclusively on assisting consumers in making better financial decisions.
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Mike & Dan's Mortgage Madness
read moreWhen searching for a home loan it is advised to first determine the financial objectives you require of a home loan. Consider the following:.
Best CA Personal Loan Rates
read morePersonal Loans don't require collateral and are based in large part on a borrower's ability to repay. They are more likely to be negotiable than a credit card and usually have a fixed term of one to five years. Convenience and liquidity. If you have immediate short term cash needs and have most of your money fully invested, it could make sense to avoid cashing in any investment accounts, potentially paying taxes and penalties in doing so, and simply utilizing a line of credit. This also assumes that the cash you have fully invested will return a higher rate to you than the rate you would be paying out on the line of credit.
Mortgage Glossary
read moreA tax-deferred retirement savings account that allows employees to contribute a fixed amount of their income until withdrawn. The Annual Percentage Rate refers to the actual cost of a loan including the rate, points, insurance, and any other related fees (not including credit reports or appraisal charges.) A nationwide organization supported by businesses who investigate customer complaints regarding dishonest businesses. A financing arrangement where the seller holds a second trust deed or mortgage on the property to allow the buyer to buy the property.
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