Mortgage Services

read moreWe have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

read moreConnecticut Housing Finance Authority (CHFA) is Connecticut's Premier Mortgage Program for "First Time Homebuyers". This special first time homebuyer program offers a low fixed interest rate mortgage, and down payment assistance to make the dream of homeownership more affordable for individuals and families looking to purchase a home in the state of Connecticut. Eligible Borrowers - CHFA Mortgages are available to homebuyers who have not had an ownership interest in a home for the previous 3 years.

read moreI want to let you know how much Ryan and I appreciate your time in assisting us with handling this situation and everything throughout our home purchases. I am fully aware that you are the one looking out for our best interest. You have provided me with exceptional service and I can not tell you enough how thankful Ryan and I are that we found you. Please also thank Seya for the wonderful job she did working with us. I fully intend to recommend your services to any future home buyers. I see a clear difference in the customer service provided by Mortgage Services and [though I met] you only via the phone and I still feel more connected to you! Thanks again.

read moreThe homebuyer application will help us determine your eligibility for different programs available to finance your new home. As you complete the six easy steps of the online portion of your application, don't worry about documentation. In most cases your best estimate will be sufficient. If you would like the help of a loan specialist just call (800) 922-3210, and they will assist you to fill out the application quickly and easily.

read moreCongratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track. A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

read moreThe traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper. As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

read moreThe information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

read moreIn January of 2007 Wiley Publishing contracted Richard Giannamore, CEO of Mortgage Services, Inc., to write the book "The High-Income Originator." John Wiley & Sons publishing company recognized Mortgage Services, Inc. as the benchmark for quality service and for the professionalism that it provides to its customers. The book provides an invaluable resource for any aspiring loan officer to learn what it takes to become the best they can be at providing the highest quality professional service to their customers.