Ontario Public Employee Federal Credit Union

read moreThe mission of the Ontario Public Employee's Federal Credit Union is to provide the friendly and convenient financial services that best meet the needs of the members while maintaining the financial soundness and stability required to protect the members investment. Ontario Public Employees Federal Credit Union was founded on May 18, 1959, by a group of Ontario city employees for their mutual financial benefit. At first they operated the credit union out of the trunk of the Treasurer's car and later moved the fledgling financial institution into the manager's garage.

read moreNOTE: This rate schedule states rates applicable to specified accounts. This schedule is incorporated as part of your account agreement with Ontario Public Employees Federal Credit Union. Members accounts are insured by the National Credit Union Share Insurance Fund (NCUSIF) for up to $250,000.00. For Certificate accounts dividend rates are fixed for the term of the certificate and a penalty is applied for early withdrawal. For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered with the most recent seven calendar days.

read moreThis is the number to be provided for electronic deposits and withdrawals processed via the ACH system. If you are looking for a used vehicle you can also look at the current inventory for Enterperise Car Sales.

read moreThe Credit Union also offers Gap Insurance to cover the immediate depreciation in value when you drive your newly purchased vehicle off the dealer's lot. This insurance protects you if your new vehicle is damaged in an accident or stolen, which is particularly important if your vehicle is 100% financed. Gap Insurance makes up the difference between your insurance payoff and the vehicle's purchase price. All member share deposits are federally insured up to $250,000 by the National Credit Union Insurance Fund (NCUSIF).

read moreWe will finance up to 100% of retail (high) Kelley Blue Book price of vehicles under five years old. We will finance up to 100% of wholesale (low) Kelley Blue Book price of vehicles five years or older.

read moreUp to 60 months. The loan amount is based upon length of continuous employment, ability to repay and past credit history. Maximum loan is $10,000. You can use your Signature Loan to consolidate other debt into one easy, low rate monthly payment. An open-ended, revolving loan with a limit of either $500.00 or $1,000.00 is available with your OPEFCU share draft/checking account. Automatic transfers will be made as needed, up to your available limit, if you overdraw your account. Ontario Public Employees Federal Credit Union offers the international purchasing power of VISA Card at an exceptionally low annual percentage rate (APR) and low annual fee of $5.00.

read moreOur basic membership account. Your Regular Share Savings Account qualifies you to open other OPEFCU accounts and apply to borrow from the Credit Union. Minimum balance required to maintain Credit Union membership is $50 (10 shares); minimum balance to earn dividends is $100. Dividends are calculated on your average daily balance and are compounded and credited to your account quarterly. Statements are mailed quarterly. You may make two transfers and/or withdrawals per month from your Regular Share Account without transaction fees; beyond this monthly limit, fees apply (view Schedule of Fees).