Palmetto Citizens Federal Credit Union
Credit Union in Columbia, SC
Palmetto Citizens Federal Credit Union is a not-for-profit financial cooperative owned and directed by our members. We provide valuable solutions and exceptional service as our dedication to assisting you reach your financial aims. As a credit union, Palmetto Citizens exists solely to cover the requirements of our members, not to make a profit. Unlike other financial institutions, credit unions do not issue stock or pay earnings to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher savings rates and lower fees.
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Palmetto Citizens Trust & Investment
read morePalmetto Citizens Trust & Investment Services, offered through CUNA Brokerage Services, Inc., is here to help you reach your financial goals. Working in cooperation with Palmetto Citizens Federal Credit Union, we can help you make sound financial decisions consistent with your risk tolerance and investment timelines. The Palmetto Citizens Trust & Investment Services program is offered through CUNA Brokerage Services, Inc.,* a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group.
Small Business Loans from Palmetto
read morePalmetto Citizens offers a variety of lending options for your small business, church or non-profit organization. Let us help you find the right loan for your business's needs. JANUARY 13, 2021 UPDATE: Palmetto Citizens is again accepting loan applications for the Small Business Administration's (SBA) Paycheck Protection Program (PPP) and will begin to process applications as soon as the SBA allows. The SBA is accepting applications from eligible businesses, including those who have received PPP funding during previous rounds of the program.
Palmetto Citizens Online Loan Application
read morePalmetto Citizens provides a variety of low-cost solutions for all your borrowing needs, including options for vehicle loans, credit cards, mortgages, equity loans and other personal loans. Get started today by applying online (not currently available through our app), calling (803) 732-5000 or visiting any of our 14 Midlands Offices. After you apply, a Loan Officer will contact you to obtain any additional information needed for to finalize your application and provide you with any information you may need regarding the loan process.
Checking
read moreAll rates, terms and conditions are subject to change without notice. Our business hours are listed below. Business Days: Our business days are Monday through Thursday 9:00 A.M. to 5:00 P.M. and to 6:00 P.M. on Friday, excluding holidays. All drive-thru windows are opened at 8:30 A.M. Our Night Depository is opened at 8:30 A.M. each business day. Electronic Funds Transfer Services - Daily limits on transactions: $510.00 at ATMs and up to $3500.00 at Point of Sale Terminals when using debit cards, except as otherwise limited in your Membership Agreement.
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