Phd Insurance Brokers

Insurance Company in Garden Grove, CA
Insurance Company in Garden Grove, CA To supply our customers with personalized options at sensible prices is our business. It is our mission to take this one step further by adding a kind of service which is unmatched by anyone in the business. It has always been our individual care to detail and fierce dedication to excellence that has set us apart from our competition. PHD's Protection Team keeps in close contact with its customers through consumer educational mailings, phone calls and e-mail. In addition to receiving annual policy reviews and updates.

Contact Details

Address
12966 Euclid Strt # 495
Garden Grove, CA
92840
Phone
Driving Directions

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Phd Insurance Brokers
read moreExtraordinary Service is what our clients have depended on during our 54 years in business. We at PHD Insurance Brokers are committed to perform according to our Code of Values found under Contact Us to render the best service you have experienced. Our goal to do all that we do with "Pride, Honor, and Determination" keeps us running strong. PHD Insurance Brokers is a full service insurance agency and broker. We represent over 50 insurance companies and carriers to offer a full range of protection such as personal insurance (home insurance, auto insurance, motorcycle insurance, umbrella insurance, and related lines), commercial insurance (property insurance, liability insurance, commercial auto insurance, workers compensation, cyber insurance and related lines) and health and life insurance to all of our clients.
About Us
read morePHD Insurance Brokers was established in 1966 with the objective of offering comprehensive insurance services to the insurance-buying market. Since its founding, PHD has expanded from the office in Orange County to Los Angeles and the Coachella Valley. Three offices now serve the Southern California area with experienced staff and our "PROTECTION TEAM" approach to handle your insurance needs. The sales staff has extensive experience in personal and commercial insurance and can help you insure even the most difficult insurance exposures.
Errors and Omissions Insurance
read moreAs you may know, business liability insurance covers losses related to bodily injury, property damage or advertising injury. But what happens and who pays when a printer neglects to catch a typographical error on a large order of engraved wedding invitations? Or when a plumbing repair fails and causes an entire office to be flooded? Issues like these can be resolved with the purchase of errors and omissions (E&O) insurance, also referred to as professional liability insurance. Errors and omissions insurance is a kind of specialized liability protection against losses not covered by traditional liability insurance.
Employment Practices Liability
read moreIn the 1990s employment-related claims and lawsuits increased significantly. To help find coverage for such claims under existing policies, the insurance industry developed employment practices liability insurance (EPLI). This new coverage reduced the number of charges made against employers and that was due to an awareness of employment-related problems and the effort to control them. What does an EPLI policy cover? These risks are usually preventable through management risk control efforts. Insurance companies offer risk management help.
Renters Insurance
read moreMany people do not understand what renters insurance can do for them. Insurance can assist in financial recovery from disasters. It replaces more than any community organization can provide. If you rent an apartment or a house, renters insurance will reduce the financial hardship of a fire, theft, or other disaster. The following information should answer many of your questions about what renters insurance is and why you should have it. You probably own a great deal more than you think- furniture, clothing, personal electronics, everyday appliances, sports equipment and kitchen ware.
Education Center
read moreYou buy insurance because you want to be protected in case anything bad happens. You put your trust in that insurance company that ensures their protection team will look out for what best fits your needs. Give us a call and we can provide sound advice. As you go through the changes in life, such as graduating from college, getting married or retiring, your insurance needs change. If you don't adapt to your life changes, you might not be protected by your insurance.
Commercial General Liability Insurance
read moreIf you injure or damage a person or their property, you are liable to that person for damages. That's a basic premise of our legal system. Some types of liability include contractual, product and professional. The most familiar liability is negligence, or failing to avoid injury to others or their property. Negligence is based on taking reasonable care to avoid bodily injury or property damage to others. Liability insurance will guard against the cost of our negligence. In addition, liability insurance only protects against civil responsibility.
Data Breach and Cyber Insurance
read moreDo you think that data breaches only happen to Target, Home Depot, the Pentagon and other large organizations? Do you believe that data breaches don't affect the small business owners? In a 2013 study on small commercial business by Ponemon Institute, Hartford Steam Boiler found that 55% of small business owners experienced at least one data breach. It also found that 72% were unable out fully restore their company's data. In 2014, Verizon conducted a Data Breach Investigative Report and found that 44% of small business suffered data breaches caused by a malicious or criminal attack.
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