Platinum Capital Mortgage

read moreOur Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today. We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today! Welcome to the official website of Platinum Capital Mortgage and its Broker and Owner, Michael D. Rodriguez, J.D. who is nationally recognized as America's 3rd Top Producing Loan Originator overall and also as "America's Top Mortgage Broker".

read moreMichael D. Rodriguez, J.D. is the nationally recognized and award winning Broker and Owner of Platinum Capital Mortgage, a full service Mortgage Brokerage located in beautiful Monterey County. He provides residential and commercial lending services for residential and commercial real estate throughout the state of California. In addition, Michael holds an Associate of Arts degree, a Bachelor's of Arts degree, a Law Degree and he continued his postgraduate studies at Stanford University. He has closed over $5.97 billion and counting in residential loans and another $4 billion in commercial loans.

read moreWe've been helping customers afford the home of their dreams for many years and we love what we do.

read moreThe first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines. You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities. LTV or Loan-To-Value ratio is the maximum amount of exposure that a lender is willing to accept in financing your purchase.