Premier Mortgage Grou

read moreWe offer a wide catalog of loan programs designed to help those seeking to own a home make it a reality. Whether it's your first house, fifth mortgage, you're a veteran, or looking to buy and build on your own land, we have a loan program crafted to support your goals. The right loan program depends on many factors: down payment, credit, your monthly budget, and more. Talk to a loan expert to find the best home financing solution for you and your goals. Choosing your loan program can be overwhelming.

read moreConventional home loans are those not guaranteed or insured by government agencies (like the Federal Housing Administration, the Department of Veterans Affairs, or the U.S. Department of Agriculture). Conventional mortgages are not guaranteed, so any required mortgage insurance is usually paid by the home buyer. Depending on your specific situation, conventional loans can offer lower interest rates, a variety of down payment options, varying term lengths for fixed-rate mortgages, and reduced mortgage insurance (MI).

read moreRefinancing a mortgage can reduce your mortgage rate and lower your monthly payment. It can also leverage your home equity. The number of refinance loan applications increase when mortgage rates decrease. But while refinancing is an everyday practice, the process can be time-consuming and costly. So it's important to understand how a refi works before applying. Mortgage refinancing involves getting a new home loan to replace a current loan. Since you're replacing your current mortgage, you'll complete a new home loan application and re-qualify for the home mortgage.

read moreDo low down payment options and flexible credit requirements sound good? Of course, they do! FHA loans offer those benefits, as well as the option to use gift funds for down payment and closing costs. Relatives, employers, unions, charitable organizations, government agencies, and even friends can gift funds for you to use in the transaction. FHA loans make it possible for you to buy the home of your dreams while keeping cash in your pocket. These are called FHA loans because the Federal Housing Administration (FHA) insures this type of mortgage after it has been issued by an FHA-approved lender.