Sellens Lending

read morePrimarily, at Sellens Real Estate Lending, we originate real estate loans on 1-4 Single Family Residence properties, although we provide commercial real estate financing as well, anywhere in the United States. Lending specialty types are FHA, VA and Conventional Loans, like Fannie Mae and Freddie Mac. In addition, we offer other specialty loans for Manufactured Homes and Mobile Homes, built before and after 1976. You can purchase a home, refinance it, simply to lower your monthly cost for the home, or refinance the home and get some cash out of your equity, to pay existing credit line payments, or put in that great home improvement that you always wanted.

read more80% Loan to Value Owner Occupied Cash Out Refinance Program - No Ownership Seasoning Waiting Period. For the most part, the type of lending that you get, is determined by the type of property you are financing. FHA loans are only offered for one to four unit properties, and if the property involves more than one unit, then the owner must live in one of the units. VA loans are fabulous for veterans. You should ask VA for a copy of your honorable discharge, and get a certificate of eligibility. 100% financing is available for veterans, and if you exceed the county loan limit, then VA will still finance 75% of your purchase amount.