Summit Mortgage Bankers

read moreSummit Mortgage Bankers, Inc. is a full service mortgage banking entity. We have been in the mortgage business since 1992 and helped thousands of customers achieve their dream of homeownership in America. We serve our customers with honesty, integrity and competence. We provide home loans to our customers with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Summit Mortgage Banker, Inc strives to ensure that its services are accessible to people with disabilities.

read moreInformation and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Summit Mortgage Banker, Inc strives to ensure that its services are accessible to people with disabilities.

read moreLoan Officers are responsible for originating mortgage loans by meeting with potential borrowers to determine the appropriate product, obtain proper documentation and follow through with the entire loan process. As a mortgage loan officer candidate, basic knowledge and experience in real estate and mortgage business are preferred, but not a must. We will provide the training and education. The primary function of the Loan Processor is to ensure the timely and accurate processing and packaging of all assigned loans.

read moreThe first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines. You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities. LTV or Loan-To-Value ratio is the maximum amount of exposure that a lender is willing to accept in financing your purchase.