Townstone Financial
Financial Services in Chicago, IL
Welcome to the Townstone Financial website. Whether you are purchasing a new home or refinancing your existing home, the Townstone Financial staff of state licensed, FBI background checked mortgage specialists will find a loan program which finest fits your financial situation. Townstone Financial was created in 2002 with the aim of providing the highest service in the mortgage business. We accomplish this goal through care to detail and living by the motto of the client is always right. Townstone Financial is licensed in Illinois, Indiana, Wisconsin, Michigan and Florida.
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Townstone Financial
read moreVA loans have so many advantages. Let our VA Experts streamline the process for you. Served in any of our Military Branches? Then a Zero down payment VA loan is the way to purchase a home. Need to pay off high credit card interest or student loans, a VA cash-out refinance could be the answer. RG a Navy Vet said "Don't waste your time with other companies that that don't know VA, call Townstone Now." Whoever you make your mortgage payment to each month is not the best company to refinance with either is the bank that has your checking and savings accounts.
About Us
read moreWe closed on our vacation home in Florida yesterday. Just wanted to let you know how pleased we we're with your company. Buying a home is never an easy thing especially when it's in a different state but Zach and Stella worked with us every step. They made the mortgage loan process as painless as possible. Closing on time was very important and they made it happen. We had used Perl for a refinance of income property we have last fall and it took 4 months to complete. Please thank Zach and Stella for us.
FHA Loans
read moreIf you are looking to buy a home, but worry that your low credit rating or debt to income ratio may stand in the way, you may be eligible for an FHA loan. Although there are still limits to how much you can borrow, FHA loans typically require a lower down payment. Since 1934, FHA loans have made it easier for all types of people, first-time homebuyers and senior citizens to realize their dream of homeownership. We are dedicated to finding the dream loan for your dream home. All approvals are subject to underwriting guidelines.
Loan Programs
read moreA mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. To swap out your old loan with a more favorable loan. The new loan pays off the old loan, so you just make payments on the newer (presumably better) loan. Sometimes a borrower will borrow a little extra during refinancing to take some equity out of an asset (known as "cash out" refinancing).
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