Wisdom Financial
Personal Finance Company in Fullerton, CA
WISDOM Financial Services Incorporated - Exceeding expectations with unsurpassed service. Our goal is to serve our clients with honesty, integrity and competence. Our mission is to supply home loans to our customers while delivering them with the lowest interest rates and closing costs possible. Furthermore, we pledge to aid borrowers overcome roadblocks that can arise while securing a loan. Getting a loan can be confusing. We currently have simplified the loan process by outlining the steps involved.
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Mortgage Calculators
read moreInformation and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Wisdom Financial Services, Inc. strives to ensure that its services are accessible to people with disabilities.
Loan Process
read moreThe first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines. You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities. LTV or Loan-To-Value ratio is the maximum amount of exposure that a lender is willing to accept in financing your purchase.
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