If people sustained injuries while
doing their daily job, they might be able to obtain worker’s compensation
benefits. The benefits include payment of medical expenditure, reimbursement
while they are unable to work, permanent partial disability, total
disability benefits, or vocational psychotherapy. In order to obtain these
benefits, they need to hire a work compensation attorney. Injuries that are normally
covered by the workers’ compensation package are:
- Occupational diseases
- Mental injuries
- Traumatic physical injuries
- Mental or psychological injuries
What to Do If a Person Has Been
Injured on the Job
If a person is injured while he or
she is at work or has developed an occupational disease related to his or her
job, then he or she should notify the employer as soon as possible and seek the
help of an experienced work compensation attorney. Deadlines for a compensation
submission vary from one state to the next, but his or her ability to obtain
benefits may be limited if the injured person waits too long to notify his or
her employer.
Find Out the Insurance Carrier’s
Name
Before the victim hires a workers’
compensation lawyer, he or she needs to find out the name of the workers’
compensation insurance carrier provided by the employer. Additionally, the
injured employee should seek medical help from the hospital and at the
same time, apply for the workers’ compensation. If the victim does not know what
sort of papers are required, it is best to consult with a reputable
work compensation attorney first.
Seek Medical Help for the Injuries
An injured employee should notify
his doctor or health care provider that the injury was work related. As soon as
he or she has sought medical treatment, he or she should consider making a call
to a work compensation attorney.
The attorney corresponds with the employer and pursues the workers'
compensation benefits owed. An injured worker should act in a timely fashion;
failure to file a timely claim will bar the worker from recovering any
benefits.
Types of Workers’ Compensation
Advantages
Workers compensation laws differ
from one state to the other and the Chicago worker compensation the
employee’s area should be able to advise him or her about the application
process and the advantages that he or she is entitled to. While the benefits
may differ depending on which state he or she resides in, employees injured on
the job are entitled to the following benefits:
- Educational assistance
- Medical care
- Permanent or temporary disability benefits
- Death benefits
- Vocational physiotherapy
An injured worker's exclusive remedy
from the employer is through the workers' compensation system. He or she may
not file a personal injury law suit against the employer, it is statutorily
barred.
However, if there are responsible parties other than the employer, the employee may file what's called a third-party claim. This is a personal injury claim and not subject to the limitations of the workers' compensation system. For instance, if a worker sustained injuries from a road accident due to the negligence of someone other than his or her employer, the injured person can sue that party. An experienced work compensation attorney will identify all possible defendants to maximize the recovery for the victim.
Website | chicagoaccidentattorneys.com |
Submited By | Sheldon I. Minkow & Associates, P.C. |
Published On | Oct 11, 2013 |