Welcome to the Community Loan Fund of the Capital Region
The Community Loan Fund of the Capital Region is a nonprofit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties. Incorporated in 1985, our mission is to promote sustainable community development efforts for economically underserved people and communities.
We provide access to capital by pooling investments and donations from socially concerned individuals and organizations, and re-lending it to nonprofit organizations and small businesses. We also offer training and technical assistance programs for small business owners and nonprofit leaders.
Explore our work and join us in this partnership by becoming an investor, a donor, or a nonprofit or small business borrower – together we are strengthening communities and changing lives.
Our Community Members
“Without the Community Loan Fund, we would not have been able to get construction started. People that were homeless for years and years, now have permanent housing.”
Janine Robitaille
Interfaith Partnership for the Homeless
“Without the Community Loan Fund, we would not still be in business, nor would we have been able to expand to a second location. We truly appreciate being part of this wonderful organization, and look forward to working with the Community Loan Fund for many years to come.”
Jason Wellington
Joyful Beginnings Early Education Center
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
“The Community Loan Fund made Bliss possible, as they were the first source of funding we acquired. Without their faith in our business, we would not have been able to bring this business to our community.”
Katie Dievendorf
Bliss Juice.Smoothie.Self
Borrower Bios
Revitalizing History: Burden Ironworks Museum Receives Upgrades
Nestled in the heart of South Troy, the iconic Burden Ironworks Museum is receiving a well needed face lift, thanks to the Community Loan Fund! Owned by the Hudson Mohawk Industrial Gateway (HMIG), the [Read More]
Green Sugar Leaf Farms Brings Healthy Options to NYS Concourse
The Community Loan Fund recently closed on a $25,000 small business loan for Green Sugar Leaf Farms and their new brick and mortar location in the New York State Concourse. The loan allows [Read More]
Historic Albany Foundation Restores Oldest Building In The City- With Help From The Community Loan Fund
Historic Albany Foundation (HAF) recently received a bridge loan from the Community Loan Fund of the Capital Region to restore the Van Ostrande-Radliff House, located at 48 Hudson Avenue in Albany. This isn't any [Read More]
“Book” It To The Diver Library
Driving through the hill towns of Northern Rensselaer County can often lead to discovering newly established community or family run businesses that catch your eye. The Town of Schaghticoke is no exception, and this [Read More]
Latest News
Community Loan Fund Announces New “Financial Wellness Program”
Albany, NY- The Community Loan Fund is proud to announce that we are launching a first of its kind “Financial Wellness Program” aimed to assist low-income entrepreneurs as they seek financial options for their [Read More]
Community Loan Fund Investment Director Linda Chandler Announces Retirement After 16 Years
Linda Chandler, Director of Investments at the Community Loan Fund has announced her retirement effective April 2024, after 16 years with the organization. During her time with the organization, Linda was paramount as it [Read More]
Capital Roots Food Kiosks Available to Rent
Are you interested in jumpstarting your food business, but can’t find or afford a location? Capital Roots may have just the space you need. Located at 598 River Street, across the street from [Read More]
ACES Business Owner Named To “40 Under 40” By Albany Business Review
Practice makes perfect, that's what all of our teachers, parents, and mentors told us growing up in school, at home, on the stage, or on the field. For business owner LaQuetta Alexander-Ellis, "Practice2Perfect" [Read More]
Workshops & Events
9-Week Business Planning Course Sale has ended
9-Week Business Planning Course Sale has ended
9-Week Business Planning Course
Understanding Your Credit
9-Week Business Planning Course
How to Start a Non-Profit Organization
Understanding Your Finances & How to Apply for Capital
9-Week Business Planning Course
Identify Your Financial Potential: Strategies for Maximizing Cash Flow
Business Planning with Capital CFO+
9-Week Business Planning Course
Creating Reasonable Cash Flow Projections
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