Business Details
50+ Years
experience
Your Trusted Community Credit Union in Corpus Christi, TX
We are a community-focused financial institution with a rich history dating back to our charter in August 1940 in Corpus Christi, Texas. Our expertise lies in delivering tailored financial solutions to individuals and businesses across Nueces, San Patricio, and Jim Wells Counties. Over decades, we have built a reputation for reliability by maintaining a strong financial foundation while prioritizing member-centric service. Our authority in the industry is demonstrated through federal insurance by NCUA up to $250,000, ensuring trustworthiness in every transaction.We emphasize transparent operations by offering free checking with no minimum balances and competitive rates on savings and loans. Our commitment to understanding local market needs enables members to benefit from personalized financial guidance. We continuously adapt to evolving demands while upholding our mission of empowering members to achieve financial prosperity through innovative products and services.
Services
Checking Accounts
Savings Accounts
Certificates of Deposit
Loan Services
Credit Cards
Online Banking
Mobile Banking
Member Services
Financial Calculators
Financial Literacy
Details
- Year established: 1940
Highlights and features
- We offer free checking accounts with no minimum balance requirements
- Our local decision-making process provides personalized loan approvals
- We maintain federal insurance by NCUA up to $250,000 for member protection
- We provide competitive interest rates on savings and loan products
- Our online banking platform enables 24/7 account management and loan applications
Associations and certifications
- NCUA
Services
Checking Accounts
We offer free checking accounts with no monthly maintenance fees and $25 minimum deposit requirement. Our basic checking includes unlimited transactions, mobile check deposit, and debit card access. Members benefit from fraud protection and 24/7 account monitoring for enhanced security.
Certificates of Deposit
Our certificates of deposit feature competitive 3.75% APY with flexible term options. Members receive federal insurance up to $250,000 and can choose from various maturity periods. Early withdrawal penalties apply to protect investment growth.
Online Loans
Our online loan application system enables instant submissions with local approval decisions. Available for personal and auto financing needs, this service provides pre-qualification options and electronic document submission. Funds disbursement typically occurs within one business day.
Money Market Accounts
These high-yield savings vehicles offer 1.65% APY with tiered interest structures. Members enjoy limited check-writing privileges and ATM access while maintaining liquidity. Minimum balance requirements apply for preferred rate tiers.
Auto Financing
We provide auto loans at 4.99% APR for new and used vehicles with flexible repayment terms. Our financing options include gap protection and online payment capabilities. Loan approvals consider member credit history and debt-to-income ratios.