Business Details
28 Years
experience
Your Trusted Mortgage Partner in Anchorage
For 27 years, Residential Mortgage has delivered mortgage lending services with a commitment to quality loans and exceptional customer service. Since 1998, we have helped homeowners across 17 U.S. states achieve the American dream through personalized loan programs tailored to diverse financial situations. Our team of experienced mortgage professionals specializes in conventional, FHA, VA, USDA, and specialty loans, including programs for veterans and energy-efficient homes. As a subsidiary of Northrim Bank, we combine local market expertise with national lending standards to build community stability.Our process emphasizes transparency, from pre-qualification to closing, with support for down payment assistance and refinancing strategies. We maintain physical offices in Alaska, Arizona, Idaho, and Washington while serving clients nationwide through licensed loan originators. Our leadership team brings decades of industry experience, with many professionals holding certifications through state regulatory bodies like the Arizona Department of Financial Protection and Innovation and the California Department of Business Oversight.
Services
Home Purchase Loans
Refinance Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance
Jumbo Loans
Non-QM Loans
Details
- Year established: 1998
Highlights and features
- 27 years of mortgage industry experience since 1998
- Licensed professionals in 17 U.S. states
- Specialized loan programs for veterans and rural properties
- Personalized service through local loan originators
- Comprehensive refinancing strategies for debt consolidation
What people say
Exceptional customer service
Smooth closing process
Knowledgeable loan originators
Competitive rates
Veteran-friendly programs
Services
Home Purchase Loans
We offer comprehensive home purchase loan programs tailored to individual financial situations. Our licensed loan originators help clients navigate conventional, FHA, VA, and USDA loan options with down payment assistance available. With operations in 17 states, we provide localized expertise while maintaining national lending standards through our subsidiary relationship with Northrim Bank.
Refinance Loans
Our refinancing solutions help homeowners achieve financial goals through rate reduction, debt consolidation, or equity extraction. Specialized programs include cash-out refinancing for home improvements and term adjustments to accelerate mortgage payoff. Loan originators develop customized strategies considering current market conditions and individual financial profiles across our multi-state service area.
FHA Loans
We specialize in FHA-insured mortgage programs with reduced down payment requirements for qualified borrowers. These loans offer flexible credit guidelines while maintaining competitive interest rates. Our loan professionals guide clients through the FHA loan process from application to closing in all states where we operate.
VA Loans
As a veteran-supportive lender, we offer VA-guaranteed mortgage programs with zero down payment options for eligible service members and veterans. Our dedicated loan originators understand military financial situations and provide specialized guidance through the VA loan process, including certificate of eligibility assistance and streamlined refinancing options.
USDA Loans
We provide USDA-guaranteed mortgage programs for low-to-moderate income borrowers in eligible rural areas. These loans feature no down payment requirements and competitive interest rates. Our loan specialists verify property eligibility and guide applicants through income verification requirements across our multi-state service territory.
People
Mike Baldwin
President & CEO
Leading Residential Mortgage's strategic direction with extensive mortgage industry leadership experience since company founding in 1998. Focuses on maintaining quality lending standards while expanding service capabilities.
Chris Hamey
Chief Financial Officer
Manages financial operations and risk management strategies with deep expertise in mortgage finance and banking regulations. Ensures fiscal stability while supporting loan program diversity.
Jake Carlisle
VP of Sales, Northwest
Oversees mortgage sales operations in Pacific Northwest states. Brings 15+ years of mortgage industry experience developing regional market strategies and leading loan originator teams.
Ron Schlachter
VP of Sales, Southwest
Responsible for mortgage sales in southwestern U.S. markets. Focuses on expanding service offerings while maintaining personalized client relationships through local loan originator networks.
Aaron Gray
VP of Production
Manages mortgage production processes with emphasis on operational efficiency and quality control. Implements technology solutions to streamline loan origination and underwriting workflows.
Questions
What mortgage loan options are available?
We offer conventional, FHA, VA, USDA, jumbo, non-QM, and specialty loans including programs for first-time buyers, veterans, and rural property purchasers.
Do you offer down payment assistance programs?
Yes, we provide down payment assistance through state-specific programs in multiple markets including Alaska, Arizona, Colorado, and Washington.
Can I refinance with bad credit?
We offer government-backed refinance options for borrowers with imperfect credit histories. Contact a loan originator to review eligibility requirements.
How long does the mortgage process take?
Typical loan processing takes 30-60 days depending on documentation completeness and specific loan program requirements.
Do you offer VA loans?
Yes, we specialize in VA-guaranteed loans with zero down payment options for eligible veterans and active-duty service members.
What states do you service?
We provide mortgage services in 17 states including Alaska, Arizona, California, Colorado, Florida, Georgia, Idaho, Montana, Nevada, New Mexico, Oregon, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.
