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Your Trusted Kentucky Banking Partner
Cumberland Valley National Bank has been committed to providing exceptional financial services to individuals and businesses throughout Kentucky since its founding. Our team of experienced professionals brings decades of combined expertise in personal and commercial banking, mortgage lending, and investment solutions. We prioritize customer satisfaction through personalized service, innovative digital tools, and community-focused initiatives.

Our FDIC-insured products and services are designed to meet diverse financial needs while maintaining the highest standards of security and compliance. With 15 convenient locations and a robust online banking platform, we empower clients to achieve their financial goals with confidence and ease.
Services
Checking Accounts Savings Accounts Personal Loans Mortgage Services Credit Cards Mobile Banking Business Banking Investment Services
Highlights and features
  • FDIC-insured accounts protecting your deposits up to legal limits
  • Local lenders with deep community knowledge and personalized service
  • 24/7 digital banking with advanced security features
  • Exclusive CVNBPerks program offering cashback and discounts
  • Zelle integration for instant money transfers
Associations and certifications
  • FDIC
Services
Personal Checking Accounts
Our personal checking accounts offer flexible options with competitive features including mobile banking, Zelle integration, and customizable debit cards. Customers benefit from early direct deposit access and advanced security controls through our digital platform. With multiple account tiers, we provide solutions for everyday banking needs while maintaining low fees and valuable perks.
Mortgage Lending
We specialize in residential mortgage solutions including purchase loans and refinancing options with personalized guidance from local lending experts. Our mortgage team assists first-time buyers through complex transactions, offering competitive rates and streamlined application processes. Digital tools allow real-time status tracking and document submission for borrower convenience.
Business Banking
Our business banking division provides tailored solutions including commercial loans, equipment financing, and treasury management services. Local commercial lenders understand Kentucky market dynamics, offering specialized support for real estate investments and business expansion projects. We combine community knowledge with robust financial tools to support business growth.
Digital Banking
Our advanced digital banking platform enables 24/7 account access with features like mobile check deposit, instant transfers, and real-time transaction monitoring. Security features include card controls, biometric authentication, and fraud protection systems. The platform supports seamless integration with financial management tools and Zelle for instant payments.
Credit Cards
We offer a range of credit card options including contactless Mastercard solutions with rewards programs and cashback benefits. Our credit cards feature enhanced security through SecurLOCK technology, mobile wallet compatibility, and travel insurance coverage. Both consumer and business card options are available with customizable spending controls.
Questions
What online banking features does CVNB offer?
CVNB provides 24/7 online and mobile banking with bill pay, Zelle transfers, mobile check deposit, account alerts, and card management tools through a secure platform.
Are my deposits insured at Cumberland Valley National Bank?
Yes, all deposit accounts at Cumberland Valley National Bank are FDIC-insured up to the maximum legal limits, ensuring your funds' safety and security.
What loan options are available for Kentucky residents?
We offer personal loans, vehicle financing, home equity lines, mortgage programs, and business loans with competitive rates tailored to Kentucky residents' needs.
How can I report a lost or stolen CVNB card?
Report lost/stolen cards immediately through mobile banking's Card Management feature, call 888-297-3416 (debit) or 800-299-9842 (credit), or visit any branch location.
What unique benefits do CVNB checking accounts offer?
CVNB checking accounts feature exclusive CVNBPerks like cashback rewards, cell phone protection, roadside assistance, and discounts through the BaZing platform.
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