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Trusted Insurance Solutions Partner
Dutcher Insurance has been a trusted provider of ancillary benefits for four decades, specializing in dental, vision, and life insurance products for individuals and groups. Headquartered in Stockton, California, our mission centers on accountability, exceptional service, and tailored solutions that align with client and broker needs. We prioritize strategic product placement, competitive pricing, and relationship-driven support to ensure client satisfaction.

With a focus on wellness promotion, we administer fully insured and self-insured plans while maintaining responsiveness across all organizational levels. Our teams expertise in group benefits, worksite solutions, and individual plans ensures streamlined access to high-quality insurance products and administrative services.
Services
Group Dental PPO DHMO Plans Group Vision Insurance Group Life Insurance Individual Dental Plans
Highlights and features
  • We offer 40 years of expertise in ancillary insurance products.
  • Our team provides strategic, needs-based product recommendations.
  • Competitive pricing across dental, vision, and life insurance plans.
  • 24/7 responsive support from leadership to staff level.
  • Commitment to wellness-focused insurance solutions.
What people say
Quick responses Exceed expectations Competitive price Impeccable service Refreshing new ideas
Services
Group Dental PPO
Our Group Dental PPO plans offer flexible coverage options for employers, featuring access to a broad network of providers and customizable benefit designs. These plans emphasize preventive care, cost predictability, and administrative ease for businesses of all sizes.
DHMO Plans
DHMO plans provide comprehensive dental benefits through a structured network of providers, ensuring affordable premiums and predictable out-of-pocket costs. Ideal for employers seeking budget-friendly solutions without compromising care quality or access.
Group Vision Insurance
Designed for employers with five or more employees, our vision insurance covers routine eye exams, glasses, and contact lenses. Plans include discounts on corrective procedures and access to a nationwide network of eye care professionals.
Group Life Insurance
We offer term life insurance policies tailored to workplace needs, including supplemental coverage options and simplified enrollment processes. Benefits help employees protect their families while providing employers with tax advantages.
Individual Dental Plans
Affordable individual and family dental plans start at $6.95 monthly, covering preventive services, basic procedures, and major restorative care. Flexible terms and immediate eligibility make enrollment simple for self-employed individuals and small households.
Questions
What insurance products does Cypress Dental offer?
We provide dental, vision, life, short-term disability, and critical illness insurance for groups and individuals.
How can I request a quote?
Complete our online quote request form with employee census data and current benefit details for a tailored proposal.
Do you serve businesses outside California?
While headquartered in California, we offer plans to employers and individuals nationwide through our network partners.
Are there discounts for multi-policy purchases?
Yes, bundling dental, vision, and life insurance plans often qualifies groups for premium discounts.
How are claims processed?
Submit claims to our Milwaukee, WI processing center via mail or through our online portal for expedited review.